Terms & Condition
Welcome to Car Loans Modification! By accessing or using our services, you agree to comply with and be bound by the following Terms & Conditions. These terms apply to all users of our website, including visitors, customers, and service users. Please read these terms carefully before using our services.
If you do not agree with these Terms & Conditions, please do not use our website or services.
Services Provided
Car Loans Modification offers professional car loan modification services, including, but not limited to, the following:
- Loan modification consultations
- Assistance with negotiating modified loan terms
- Help with lowering monthly payments or interest rates
- Custom solutions based on individual financial needs
We do not directly provide loans or financial services. Instead, we assist in negotiating with your current lender to modify the terms of your existing auto loan.
User Responsibilities
As a user of our website and services, you agree to the following responsibilities:
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Accuracy of Information: You must provide accurate, complete, and up-to-date information when using our services. You are responsible for ensuring that all data you submit is correct and true.
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Eligibility: You must be at least 18 years old or the age of majority in your jurisdiction to use our services.
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Compliance with Laws: You agree to use our website and services only for lawful purposes and in accordance with applicable laws and regulations. You will not engage in activities that are illegal or fraudulent.
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Accessing Services: You may not access or use our services in a way that could damage, disable, or impair our website. Unauthorized access to our website or services is prohibited.
Service Limitations
While we strive to provide the best possible service, please note:
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No Guarantees: We cannot guarantee that all loan modifications will result in lower payments or better loan terms. Loan modification outcomes vary based on factors such as your current financial situation, loan type, and lender policies.
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Third-Party Lenders: Our services involve working with third-party lenders. We cannot control their decisions, terms, or the speed of processing. Any delays or issues arising from your lender’s actions are beyond our control.
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Not a Lender: Car Loans Modification does not provide direct financial assistance, loans, or modifications of loans. We act as an intermediary to help you negotiate with your lender.
Fees and Payment
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No Upfront Fees: We do not charge any upfront fees for our loan modification services. We only charge a fee if we successfully assist in modifying your loan terms.
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Payment Terms: Our fee structure will be disclosed to you prior to any services being rendered. The final payment terms will depend on the agreement made with your lender.
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Refunds: Once a loan modification service is provided and payment has been made, we do not offer refunds. Any exceptions will be determined on a case-by-case basis and at our discretion.
Privacy and Data Protection
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Collection of Data: We collect personal and financial information necessary to provide our services. This may include your name, address, loan details, and other relevant financial data.
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Use of Data: Your information will be used solely for the purpose of assisting with your loan modification request and will not be shared with third parties except where necessary for service provision or as required by law.
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Security: We employ reasonable security measures to protect your data. However, no method of data transmission over the internet can be guaranteed 100% secure, and we cannot ensure the absolute security of your information.
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Cookies: Our website may use cookies to improve user experience. By using our website, you consent to our use of cookies as described in our Privacy Policy.
Limitation of Liability
To the fullest extent permitted by applicable law, Car Loans Modification , its affiliates, officers, employees, and partners are not liable for any damages, losses, or expenses arising from:
- Use or inability to use our services
- Actions or inactions of third-party lenders
- Delays, interruptions, or errors in our website services
- Miscommunications or incorrect information provided by users
In no event will our liability exceed the total fees paid for the service directly related to the issue.
Termination of Services
We reserve the right to terminate or suspend our services to any user at our sole discretion, without notice, for any reason, including but not limited to:
- Violation of these Terms & Conditions
- Misrepresentation of information
- Engaging in illegal or fraudulent activity
Upon termination, you must immediately stop using our services and website.
Changes to Terms & Conditions
We reserve the right to modify, update, or change these Terms & Conditions at any time. Any changes will be posted on this page with an updated date at the top. It is your responsibility to review this page periodically to stay informed of any changes. Continued use of our services after changes are posted constitutes your acceptance of the new terms.